Terms of Use

By using CreditCardTM you agree to these terms. They may be updated at any time; continued use of the site indicates acceptance of the current version.

Educational use

The site is provided for educational purposes only. The calculators produce estimates using simplified formulas. Actual card issuer calculations, terms, and outcomes may differ.

No warranty

The site is provided “as is” without warranties of any kind, express or implied, including but not limited to accuracy, fitness for a particular purpose, or non-infringement.

No liability

To the maximum extent permitted by law, CreditCardTM and its contributors are not liable for any direct, indirect, incidental, or consequential damages arising from use of the site.

Acceptable use

You agree not to attempt to disrupt the site, scrape it in ways that harm service, or use it to make claims that misrepresent its educational nature.

Governing law

These terms are governed by the laws of the United States. Any disputes will be handled in a court of competent jurisdiction in the United States.